Providing reliable cash management to Michigan's most respected institutions for over 31 years. Local accountability. National-grade security.
As an independently owned Michigan company for over 31 years, we provide armored car services where customer satisfaction is paramount. You always connect with a human expert — never a machine, so you can receive real answers when you need it most.
Not a franchise. Not a national contract number. As an independent Michigan company, every client works directly with decision-makers who know your operation by name.
Longstanding relationships with Michigan businesses built through consistent, reliable service — the kind of trust that only comes from decades of local accountability.
MSP-screened armed crews, Lloyd's of London cargo coverage, and Federal Reserve carrier status — meeting or exceeding every standard set by our national competitors.
No waiting for callbacks. No sales pressure. Get a real estimate right now — and if you want to talk, we respond to every consultation request within 24 hours.
We tailor your estimate to your industry — pricing, compliance, and service mix all depend on the type of business you run.
Due to the specialized nature of Cannabis Retail, we provide custom pricing tailored to your exact needs. Fill out the form below and a Federal Armored representative will contact you within one business day.
Enter your ZIP code and we'll determine your nearest terminal and service zone automatically.
Tell us how often you need pickup and the value you're transporting.
Enter your contact information below to receive your estimate summary and a PDF copy. A member of our team will follow up with a personalized consultation.
Important: This is a preliminary estimate only and is not a binding quote. Final pricing is determined during a personalized consultation and may vary based on location access, specific volume, scheduling requirements, route logistics, equipment needs, and other operational factors unique to your business. Contact us for an exact, customized proposal.
We'll send a PDF copy to your email and a member of our team will contact you directly to discuss your service options.
From daily cash-in-transit to complete ATM lifecycle management — every facet of your secure cash logistics handled with precision.
Our Cash-in-Transit services are built to deliver secure, fully compliant transportation of currency and valuables between your locations, financial institutions, and vault facilities.
Federal Armored delivers comprehensive smart safe programs that improve cash handling, security, and cash flow at the point of sale. As an authorized distributor for the industry’s leading smart safe technologies — including Armor Safe, CCi, and Kisan — we deploy the right equipment for your volume, your footprint, and your banking relationship. Flexible financing options are available so the upgrade pays for itself from day one.
Federal Armored provides comprehensive ATM and ITM service across all major manufacturers and machine types.
Federal Armored operates as your off-site vault and cash processing center — handling deposit verification, cash and coin counting, change order fulfillment, secure storage, and automated deposit-posting to your accounts.
Expert assessment of your current cash handling operations. We identify your exposure, quantify your risk, and present a clear comparison between your current cost structure and what Federal Armored delivers.
Every industry handles cash differently. Federal Armored builds the right cash infrastructure for yours — pick a vertical to see how we run it.
QSR operations demand fast, reliable cash management that doesn't slow down the line.
Hospitals, clinics, and multi-facility healthcare networks generate significant cash volume across pharmacies, cafeterias, parking, and patient services. Federal Armored provides secure cash logistics designed to integrate into your existing compliance framework.
Gas stations and convenience stores are cash-intensive operations that need reliable, scheduled pickup and fast deposit processing.
Hotels, resorts, and hospitality groups operate multiple cash-generating outlets under one roof.
Courts, municipal offices, and treasurer departments require secure transport with rigorous compliance standards.
Universities, colleges, and school districts handle cash from dining services, bookstores, and administrative offices.
Operators of stand-alone ATMs, crypto ATMs, and cash kiosks need reliable cash pulls, replenishment, and armed security.
High volumes of small-denomination currency and coin across dozens of locations.
Auto dealerships, service centers, and utility payment offices handle significant cash volumes.
Churches, charitable organizations, and community groups handle donation cash that requires the same security standards as any commercial operation. Federal Armored provides discreet, reliable cash logistics at rates that respect nonprofit budgets.
We combine advanced software, automation, and data tools with experienced personnel and strict operational controls to deliver secure, efficient cash logistics.
National carriers don't know your route, your bank relationship, or your name. We do — and that difference shows up in every pickup, every settlement, and every call you make to dispatch.
We compete directly with national providers while delivering clear, straightforward pricing with no hidden fees or surprise add-on charges. Our fuel surcharge is tied to gasoline pricing rather than diesel — helping reduce transportation costs and pass meaningful savings back to our customers.
Community banks and credit unions don't need another armored carrier — they need a partner that grows their business. Federal Armored becomes a virtual extension of your branch network: every Michigan location we cover acts as your virtual branch, processing commercial deposits on your behalf, fulfilling change orders for your customers, and powering your ATM/ITM expansion without adding internal infrastructure.
When your commercial deposit base grows, ours grows with you. When your branch footprint expands, our route network expands to meet it. This is a true partnership model — not just a service contract.
No 90-day rollouts. No committee approvals. Federal Armored onboards faster than any national carrier because the decision-makers are right here in Michigan.
Straight answers to the questions every Michigan business asks before partnering with an armored carrier.
Daily, weekly, or custom schedules tailored to your business's specific cash flow. Whether you need five pickups a week at a multi-location cannabis operation or twice-weekly service at a credit union branch network, we build the route around your operation — not the other way around.
Fully bonded, insured through Lloyd's of London, and compliant with all Michigan transport laws. Every shipment is covered under one of the most respected insurance programs in the global cargo industry. We are a Federal Reserve carrier — a compliance credential that sets us apart from every regional competitor in the state.
Yes — all cash movement is based on your preferences and corporate requirements. As a Federal Reserve carrier, we make direct transfers to the Fed every business day from all our terminals. We also service third-party vaults in Detroit and Grand Rapids with documented chain-of-custody protocols.
Yes — CIT, deposits and orders, and Smart Safes. We handle the complete cash cycle: from picking up your deposits, processing them through our vault network, fulfilling your change orders, and delivering them back to your locations. Our routes handle significant daily cash movement across Michigan for financial institutions, restaurants, retailers, and more.
Custom denomination packaging to your specifications — from standard strap orders to specialized coin rolls. Orders are prepared in our vault and delivered on your next scheduled service day, or on an expedited basis for urgent needs. We fulfill change orders for businesses of all sizes, from single-location retailers to multi-branch credit union networks.
A smart safe is a secure, auditable solution for high-cash-volume businesses. It validates, counts, and logs every deposit at the point of sale with 100% accuracy using UV, magnetic, infrared, and size verification. Cash totals are reported in real-time through a cloud dashboard, and many businesses receive same-day or next-day provisional credit from their bank — eliminating the daily bank run entirely and accelerating your working capital.
We deploy Armor Safe Technologies — one of our largest and most widely deployed brands — along with CCi (CounterCache intelligent), the smallest intelligent depository on the market, and Kisan Smart Safe systems. All integrate with the WebSafe cloud platform for one-touch cash handling, real-time remote cash visibility, auto-generated reconciliation reports, and banking integrations for provisional credit. Documented case studies show up to 75% reduction in cash processing costs and 72% labor reduction in back-office operations.
Provisional credit means your cooperating bank credits your account based on the validated deposit amount reported by the smart safe — often the same day or next business day — before the physical cash is picked up and processed. This accelerates your working capital, reduces your cash-on-hand risk, and eliminates the delay between deposit and availability. Not all banks participate, but we can help connect you with financial institutions that offer this capability.
Secure off-site storage and processing of currency and coin. Our vault terminals operate with zero-tolerance balancing protocols across multiple Michigan locations. Deposit verification, cash inventory management, change order fulfillment, and secure transport between your locations and our vault — all with complete chain-of-custody documentation and daily Federal Reserve transfers.
Your branch staff stops counting, sorting, and verifying cash — freeing tellers and operations teams to focus on member-facing services. Your on-premises cash inventory drops, reducing insurance costs and security exposure. Our vault handles the heavy processing, denomination prep, and Federal Reserve connectivity, becoming a seamless extension of your branch operations across multiple locations.
Reduces risk, increases operational efficiency, and frees up your resources. Your staff stops counting cash and making bank runs. Your insurance premiums drop. Your audit trail becomes airtight. You scale your cash services without expanding your physical infrastructure — our vault network becomes an extension of your operation.
Full-service ATM and ITM solutions — cash replenishment, balancing, settlement, deposit pulls, cassette swaps, maintenance coordination, and emergency dispatch. We service all major machines, including NCR, Diebold, and Hyosung, across hundreds of ATM/ITM locations for credit unions, community banks, and financial institutions throughout Michigan. Our crews are factory-trained on each platform’s specific procedures.
Professional armed security personnel who accompany ATM technicians on after-hours or high-risk service calls. When your ATM vendor needs to perform maintenance at 2 AM in an exposed location, our armed crew provides the security presence that protects both the technician and the machine's cash inventory. Available statewide from all terminal locations.
Yes — cannabis is one of our highest-volume verticals. We service dozens of cannabis locations across Michigan, from single dispensaries to multi-location operators. Due to federal banking restrictions, cannabis businesses operate primarily in cash — making secure, compliant transport a non-negotiable operational requirement. Federal Armored provides the documented, insured cash transport that bridges the gap between dispensary operations and banking compliance.
Every crew member is screened by Michigan State Police and holds a concealed weapon permit. Our personnel are not minimum-wage security guards — these are vetted, armed professionals trained specifically for high-value asset transport. Background checks, drug screening, and ongoing training are standard across the entire fleet.
Days, not months. No 90-day rollouts. No committee approvals. Federal Armored onboards faster than any national carrier because the decision-makers are right here in Michigan. After a 20-minute assessment, we can have a custom proposal ready within 48 hours and begin service integration immediately upon agreement.
Service agreements are tailored to your business — we work with you on terms that make sense for your operation. Our 97.57% retention rate speaks for itself: clients stay because the service delivers, not because they're locked into a contract. Contact us to discuss the options that fit your situation.
Statewide coverage from strategically located terminals across Michigan, including Flint, Grand Rapids, and Traverse City. Daily routes connect Detroit, Flint, Grand Rapids, Lansing, Traverse City, and points in between. Federal Reserve transfers run every business day from all terminals.
The cost of a single cash theft incident at your location will exceed what Federal Armored costs annually. Twenty minutes. No commitment required.