For Financial Institutions

Built for Michigan's
Banks & Credit Unions.

Community banks and credit unions don't need another armored carrier — they need a partner that grows their business. Federal Reserve carrier. Lloyd's of London insured. BSA/AML-compliant. Headquartered in Flint, serving every Michigan branch network.

Fed Reserve Carrier
Daily direct transfer
BSA/AML Ready
Audit documentation
Lloyd's Insured
Complete coverage
3 MI Terminals
Statewide coverage
What FI Partners Get

Six Reasons Banks & CUs
Trust Federal Armored.

Federal Reserve Carrier

Direct transfer access from every Michigan terminal. Deposits route through pre-vetted armored infrastructure with audit-ready documentation on every shipment.

Compliance-Ready Documentation

BSA/AML-ready chain-of-custody on every pickup. Federal Reserve audits handled seamlessly — our infrastructure was built around them.

Lloyd's of London Coverage

Every shipment is covered under one of the most respected cargo insurance programs in the world. Documented limits available on request.

Michigan-Operational, Statewide

Headquartered in Flint with terminals in Grand Rapids and Traverse City. Daily routes connect every population center in the lower peninsula.

Branch Network Extension

Every Federal Armored location acts as your virtual branch — processing commercial deposits, fulfilling change orders, powering ATM/ITM expansion.

A Local Team That Answers

Call (810) 820-8169. A person picks up. Decisions happen in real time. No voicemail. No phone tree. That difference compounds over a 10-year relationship.

For Financial Institutions

More Than a Vendor.
A Partner Built to Grow With You.

Community banks and credit unions don't need another armored carrier — they need a partner that grows their business. Federal Armored becomes a virtual extension of your branch network: every Michigan location we cover acts as your virtual branch, processing commercial deposits on your behalf, fulfilling change orders for your customers, and powering your ATM/ITM expansion without adding internal infrastructure.

When your commercial deposit base grows, ours grows with you. When your branch footprint expands, our route network expands to meet it. This is a true partnership model — not just a service contract.

1
Virtual Branch NetworkEvery FAT terminal acts as your virtual branch — statewide cash operations without statewide overhead
2
White-Label Cash ServicesWe handle commercial pickups and processing at wholesale rates — you invoice your customers at retail and earn on the spread
3
Scalable ATM/ITM FleetExpand machines and locations without proportional logistics overhead
Full-Service Offering

Every cash service
under one roof.

    01

    Cash-in-Transit

    Scheduled deposit pickup and change-order delivery between your branches, our vaults, and the Federal Reserve. BSA/AML-compliant chain of custody.

    02

    Vaulting + Cash Processing

    Off-site verification, counting, and storage. Your branch staff stops counting cash; your insurance premiums drop; your audit trail becomes airtight.

    03

    ATM + ITM Servicing

    Replenishment, balancing, settlement, deposit pulls, cassette swaps, emergency dispatch. NCR, Diebold, Hyosung — across hundreds of locations.

    04

    Smart Safe Deployments

    Armor Safe Technologies + CCi + Kisan, with WebSafe cloud reporting and provisional credit integrations. We deploy, service, and connect the data.

    05

    Federal Reserve Direct Transfer

    Daily transfers from every terminal. We move cash to the Fed on your behalf, with reconciliation and documentation handled in our back office.

    06

    Safe Tech Coverage

    Armed security accompaniment for after-hours ATM technician calls. We bridge the gap between your ATM vendor and the security presence the work requires.

0+
Years Serving Credit Unions
0.00%
Client Retention
0
Michigan Terminals
0%
MSP-Screened Staff
Twenty Minutes. No Commitment.

Reduce branch costs.
Improve compliance.

Federal Armored handles cash operations end-to-end — consolidate vendors, eliminate risk, deploy modern armored infrastructure without adding internal overhead. Twenty minutes is usually all it takes to know whether we're a fit.

For Financial Institutions | Federal Armored Truck | Federal Armored Truck