Compliance-ready cash operations for credit unions and community banks. Reduce branch costs. Eliminate risk. Deploy modern infrastructure — without adding internal headcount.
Branch tellers spend hours managing cash. Armored fleet costs exceed budget. Courier services fragment operations. Consolidate into one armored partner.
Federal Reserve audits demand documentation. Chain of custody tracking. Daily reconciliation. Manual processes breed discrepancies — automation eliminates errors.
Members expect immediate cash access. Same-day deposit posting. Zero failed pickups. Multi-terminal operations create scheduling complexity — we handle scale.
Authorized carrier status means compliance is built-in. Deposits route through pre-vetted armored infrastructure. Audit-ready. Documentation automatic.
Based in Flint since 1996. Terminals across the state. Know your operation. No out-of-state delays. Local fleet means faster response and embedded relationships.
Call (810) 820-8169. No voicemail. No automation. Speak directly to operations. Real decisions in real time.
How a Michigan-operated, owner-led carrier compares against the national fleets you may have used before.
Scheduled pickups aligned with branch hours. Deposit consolidation to main office. Multi-location routing.
Deploy at branch level. Real-time cash visibility. Automated counting. Eliminate manual float.
Overnight holding at our facility. Compliance-audited. Secured access logs. Morning delivery to the Federal Reserve or your main branch.
Scheduled armored fills. Preventative maintenance. Network monitoring. Members always get cash.
Fixed routes aligned with branch hours, ATM/ITM service windows, and deposit consolidation timing for your main office.
Armed crew arrives at branch back-of-house. Sealed deposit bag, BSA/AML-compliant transfer log signed by your teller manager.
Vault-grade count + reconciliation at our facility. Documentation auto-generated. Federal Reserve transfer or main-branch routing.
Settlement documentation delivered to your treasury team. Fed credit posted same business day. Audit trail permanent.
Federal Armored runs daily routes from three full-service Michigan terminals. Every population center in the Lower Peninsula sits inside a daily-service radius from one of these hubs.
1515 S. Saginaw St. · Flint, MI 48503
Operations, dispatch, central vault, and daily Federal Reserve transfer. Anchor for southeast Michigan, Detroit metro, and the Lansing corridor.
Full-service terminal + vault
West Michigan dispatch and processing. Covers Grand Rapids, Kalamazoo, Holland, Muskegon, and the Lakeshore from Ludington south to South Haven.
Full-service terminal + vault
Northern Lower Peninsula dispatch and processing. Covers the Grand Traverse region, Cadillac, Petoskey, Gaylord, and the resort corridors that other carriers won’t reach daily.
Same-week service. We assess your branch footprint, build a route plan tailored to your hours and deposit cadence, and have first pickup running within days — not the 60–90 day procurement cycle a national carrier needs.
Yes. Every pickup generates a complete chain-of-custody record: bag seals, weights, declared amounts, crew identities, transfer times, vault entry/exit logs. Documentation is delivered electronically and retained through your regulatory window. Federal Reserve examiners and your internal audit team get a clean trail without follow-up requests.
As a Federal Reserve carrier, we route deposits from your branches through our vault and onto the Fed daily from every terminal. Settlement posts to your Fed account same business day; you do not need to maintain a separate carrier relationship to access Fed transfer.
Yes. Three terminals (Flint, Grand Rapids, Traverse City) cover the entire Lower Peninsula on daily routes. We service NCR, Diebold, and Hyosung machines across hundreds of locations for Michigan credit unions. Multi-county expansion does not require contract amendments.
You call (810) 820-8169 and a person answers. Same-day emergency dispatch is built into the service model — not a tiered upcharge. We have done branch-evacuation pickups, after-hours cash retrievals, and surge runs for unexpected high-volume days. No advance contract amendment required.
Federal Armored handles cash operations end-to-end. Consolidate vendors. Eliminate risk. Deploy modern armored infrastructure without adding internal overhead.
Smart safes, CIT, vaulting, ATM management, cash processing — the complete operation.