Cannabis Retail — Industry Specialization

Compliant Cash Transport.
No Exceptions.

Cannabis operations face banking restrictions and regulatory scrutiny. Federal Armored provides secured, compliant cash handling that legitimizes your operation — with documentation built for Michigan CRA and banking partner review.

Chain of Custody
Documented floor to vault
Audit Ready
Full regulatory compliance
Lloyd's Insured
Complete financial protection
Local Presence
Michigan-based operations
The Problem

The Cannabis
Cash Reality.

Banking Restrictions

Traditional banks avoid cannabis accounts. Federal restrictions create massive bottlenecks. Cash operations become operational drag — armored vaults become necessity.

Security Risks

All-cash operations attract criminal attention. Staff safety concerns grow. Internal theft risks escalate. Armored transport eliminates criminal targets from your facility.

Regulatory Scrutiny

State regulators demand documented chain of custody. Cash flow documentation audited constantly. Legitimacy is tied to secure handling — professional armored infrastructure proves operational compliance.

The Federal Armored Difference

Why Federal Armored

Compliance Architecture

We understand regulatory requirements. Chain of custody documented automatically. State agency audits handled seamlessly. Your legitimacy protected by professional infrastructure.

Veteran Operators

Armed security professionals from military and law enforcement. Michigan State Police screened. High-volume cash experience. Precision execution. Discretion guaranteed.

We Answer the Phone

Call (810) 820-8169. No voicemail. No automation. Speak directly to operations. Real decisions in real time.

Side-by-Side

Federal Armored vs.
National Carriers.

How a Michigan-operated, owner-led carrier compares against the national fleets you may have used before.

The ComparisonCapabilityWhere the difference shows up
Federal ArmoredMichigan-operated · 31+ years
National CarriersStandardized service · distant decisions
Services licensed Michigan dispensaries directly
Often declined
CRA-aligned chain-of-custody documentation
Generic
MRB-friendly banking partner routing
Limited
Lloyd's of London cargo coverage
Varies
Same-week onboarding
60–90 days
24/7 emergency dispatch — a person answers
Tiered support
Michigan-based decision-makers
Holiday surge + 4/20 capacity planning
Standardized SLAs
How We Solve It

Compliance-Grade
Solutions.

    01

    Secured Cash Transport

    Armed couriers. Fixed routes. Documented pickup times. Chain-of-custody paperwork automatic. Regulatory audit compliance guaranteed.

    • Pickup directly from licensed dispensaries — no third-party staging
    • CRA-aligned chain-of-custody documentation on every transfer
    • MSP-screened armed crews trained in regulated-industry protocols
    02

    Compliant Vaulting

    Temporary holding facility. Fort-grade security. Access logs for all transactions. Regulatory inspections welcome — legitimacy documented.

    • Segregated cannabis cash holding with full audit trail
    • Access logs satisfy state and banking-partner documentation requests
    • Insured to operator-grade limits under Lloyd’s coverage
    03

    Cash Counting & Audit

    Precision machine counts. Discrepancy detection immediate. Regulatory-approved documentation. Settlement same day or next morning.

    • High-speed verification with discrepancy flagging at the bill level
    • Settlement documentation built for METRC + CRA reconciliation
    • Same-day or next-morning settlement to your banking partner
    04

    Secure Courier Delivery

    Direct armed transport to banking partners. Compliant cash flow routing. Regulatory-approved facility access. Documentation provided on every shipment.

    • Direct armed transport to MRB-friendly banks and credit unions
    • Documentation suitable for FinCEN SAR filing on the banking side
    • Same-day routing available for high-volume holiday surges
How It Works

How We Run
Dispensary Cash.

01. Schedule

Fixed pickup windows aligned with your dispensary hours, end-of-day deposit cadence, and METRC reporting workflow. Holiday surge planning built in.

02. Pickup

Armed crew arrives at your back-of-house. Sealed deposit bag, CRA-compliant transfer log, signed handoff with your manager on duty.

03. Process

Segregated cannabis vault count + reconciliation at our facility. Discrepancy detection at the bill level. Documentation auto-generated for state and banking partner review.

04. Settle

Direct delivery to your MRB-friendly bank or credit union. Settlement documentation suitable for SAR filing. Audit trail permanent.

Statewide Footprint

Three Terminals.
One Michigan.

Federal Armored runs daily routes from three full-service Michigan terminals. Every population center in the Lower Peninsula sits inside a daily-service radius from one of these hubs.

Flint

Headquarters

1515 S. Saginaw St. · Flint, MI 48503

Operations, dispatch, central vault, and daily Federal Reserve transfer. Anchor for southeast Michigan, Detroit metro, and the Lansing corridor.

Grand Rapids

West Michigan Operations

Full-service terminal + vault

West Michigan dispatch and processing. Covers Grand Rapids, Kalamazoo, Holland, Muskegon, and the Lakeshore from Ludington south to South Haven.

Traverse City

Northern Michigan Operations

Full-service terminal + vault

Northern Lower Peninsula dispatch and processing. Covers the Grand Traverse region, Cadillac, Petoskey, Gaylord, and the resort corridors that other carriers won’t reach daily.

0+
Years Serving Regulated Industries
0+
Armored Vehicles
0
Compliance Violations
0%
MSP-Screened Staff
Common Questions

What every buyer
asks first.

Do you actually service licensed Michigan dispensaries?

Yes — directly. We are not a national carrier afraid of cannabis exposure. We pick up from your dispensary back-of-house, vault the cash at our facility, and route it to your banking partner under full CRA-aligned chain of custody. Onboarding is same-week, not a 90-day procurement cycle.

What if our dispensary does not have a banking partner yet?

We can hold cash in our segregated cannabis vault with full audit-ready documentation while you finalize your MRB banking relationship. We have working relationships with several Michigan credit unions and community banks that accept cannabis operators and can make introductions.

How does your chain-of-custody documentation work?

Every pickup generates a sealed-bag record with bag seal numbers, declared amounts, crew identities, pickup time, vault entry/exit logs, count reconciliation, and final transfer paperwork. The full record is delivered electronically and retained through your regulatory window — suitable for CRA inspection, banking-partner review, and FinCEN SAR support.

Can you transport between our dispensaries and a credit union same day?

Yes. Three Michigan terminals (Flint, Grand Rapids, Traverse City) give us same-day routing across the Lower Peninsula. We coordinate pickup windows with your end-of-day cash flow and banking partner deposit cutoffs so cash does not sit overnight unnecessarily.

What happens if we need an emergency pickup after a high-volume day?

You call (810) 820-8169 and a person answers. Same-day emergency dispatch is built into the service model — not a tiered upcharge. Holiday volumes, 4/20 surges, and unexpected high-traffic days are routine. No contract amendment required.

Twenty Minutes. No Commitment.

Legitimize Your
Cash Operations.

Cannabis businesses require compliance-grade infrastructure. Federal Armored provides auditable, secured, regulatory-ready cash transport backed by Lloyd’s of London.

Explore More

See the full Federal Armored service catalog.

Smart safes, CIT, vaulting, ATM management, cash processing — the complete operation.

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